When America’s Health Insurance Plans (AHIP) — the lobbying arm of the health insurance industry — released its health insurance plan late last year, the Wonk Room was quick to point out that while the health insurance industry has co-opted the language of universal coverage, they do not support major progressive proposals like community rating (a.k.a. everyone pays the same premium).
But today, at a roundtable with bloggers, Families USA president and CEO Ron Pollack — who has built some of the major ’strange bed fellow coalitions’ and has attended numerous meetings with the health insurance industry — suggested that the insurance industry is close to accepting community rating:
They’re pretty close to it…they know it’s not just guarantee issue, you have to deal with the premiums.


For employers to dump the cost of health insurance to employees, several things have to happen.
1. Community rating (means more than one, but depends on how they define community, locale, state, region, nation)
2. Employees need a way to aggregate for group purchasing benefits. This is why Biden’s Middle Class panel is important. Advancing unions is one method of insuring a group purchaser for the looming health insurance dump.
America’s race to the lowest global common denominator on taxes and worker pay/benefits is alive and well under the Blue Team. Pay attention to details!
January 31st, 2009 at 10:33 am