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	<title>Comments on: Elizabeth Edwards Responds: Why Are People Like Me Left Out Of Your Health Care Proposal, Sen. McCain?</title>
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		<title>By: HowToCureMelanoma</title>
		<link>http://wonkroom.thinkprogress.org/2008/04/01/elizabeth-responds/comment-page-1/#comment-1356</link>
		<dc:creator>HowToCureMelanoma</dc:creator>
		<pubDate>Thu, 12 Jun 2008 07:15:25 +0000</pubDate>
		<guid isPermaLink="false">http://thinkprogress.org/wonkroom/2008/04/01/elizabeth-responds/#comment-1356</guid>
		<description>Anyone suffering from skin cancer or worried about spots on their skin that are fitting with the symptoms should see this ancient and easy low cost remedy...

http://www.zealandpublishing.co.nz/Bloodroot%20Paste.html

See a doctor too always, skin cancer can kill in days or weeks, not months or years. Even hours can count.

Additionally anyone with breast cancers or other cancers, note that most cancers have now been identified as being linked with the ingestion of wood alcohol in very small amounts (trace amounts) that come into the body via herbal shampoos (almost scented shampoos have this) and through flavor and scent extracted products (many have trace elements). For healthy people it&#039;s not usually a problem, it&#039;s when you have additional injuries in the body that a cancer primary can, in some rare cases, establish itself. Wood alcohol is the means by which flavors and particularly herbal extracts are quickly extracted from a plant, however it also allows cancers to establish their true primary in the liver of cancer patients and they then establish in other damaged parts of the body where the human immune system is weakened, the cancer markers that show up are infact only a symptom of a wider problem. If you have advanced breast cancer get yourself this book showb below or if your case is very different from most (e.g. rare cancers in highly advanced stage) attend the clinic in Mexico, link below has the contact details.

Link provided below is for cancer sufferers ONLY, if you are well do not comment on these things you have no knowledge of 

http://www.livingnetwork.co.za/drclarknetwork/dr_clarks_clinic.html

The books are only a few dollars as she gifted away the normal copyright royalties to get the data out to people who need it freely. If you have cancer, do not believe the US drug company smear campaigns on such information just do what the books suggest, it can&#039;t hurt to do so. 5 days later you can get rid of most wood alcohol from your body and the real cause of the cancer will be stopped and forced to stop rapid growth in most cases (except the most advanced stages). Her methods saved my aunt and my father&#039;s closest old school friend in Ireland, total costs were under a hundred dollars and Dr Clark received no returns as she gave away the method of cure and I got the book for my aunt second hand. The method worked, it&#039;s herbal and there is an alternate electronic method which my aunt used too other clinics charged my aunt thousands of pounds and their methods did not work. My aunt had an inoperable cancer tumour behind her eye and was not expected to live long, she is now recovering well thanks to taking the herbal treatments and using free radical extraction (electron extraction) (also known as zapper) technique.</description>
		<content:encoded><![CDATA[<p>Anyone suffering from skin cancer or worried about spots on their skin that are fitting with the symptoms should see this ancient and easy low cost remedy&#8230;</p>
<p><a href="http://www.zealandpublishing.co.nz/Bloodroot%20Paste.html" rel="nofollow">http://www.zealandpublishing.co.nz/Bloodroot%20Paste.html</a></p>
<p>See a doctor too always, skin cancer can kill in days or weeks, not months or years. Even hours can count.</p>
<p>Additionally anyone with breast cancers or other cancers, note that most cancers have now been identified as being linked with the ingestion of wood alcohol in very small amounts (trace amounts) that come into the body via herbal shampoos (almost scented shampoos have this) and through flavor and scent extracted products (many have trace elements). For healthy people it&#8217;s not usually a problem, it&#8217;s when you have additional injuries in the body that a cancer primary can, in some rare cases, establish itself. Wood alcohol is the means by which flavors and particularly herbal extracts are quickly extracted from a plant, however it also allows cancers to establish their true primary in the liver of cancer patients and they then establish in other damaged parts of the body where the human immune system is weakened, the cancer markers that show up are infact only a symptom of a wider problem. If you have advanced breast cancer get yourself this book showb below or if your case is very different from most (e.g. rare cancers in highly advanced stage) attend the clinic in Mexico, link below has the contact details.</p>
<p>Link provided below is for cancer sufferers ONLY, if you are well do not comment on these things you have no knowledge of </p>
<p><a href="http://www.livingnetwork.co.za/drclarknetwork/dr_clarks_clinic.html" rel="nofollow">http://www.livingnetwork.co.za/drclarknetwork/dr_clarks_clinic.html</a></p>
<p>The books are only a few dollars as she gifted away the normal copyright royalties to get the data out to people who need it freely. If you have cancer, do not believe the US drug company smear campaigns on such information just do what the books suggest, it can&#8217;t hurt to do so. 5 days later you can get rid of most wood alcohol from your body and the real cause of the cancer will be stopped and forced to stop rapid growth in most cases (except the most advanced stages). Her methods saved my aunt and my father&#8217;s closest old school friend in Ireland, total costs were under a hundred dollars and Dr Clark received no returns as she gave away the method of cure and I got the book for my aunt second hand. The method worked, it&#8217;s herbal and there is an alternate electronic method which my aunt used too other clinics charged my aunt thousands of pounds and their methods did not work. My aunt had an inoperable cancer tumour behind her eye and was not expected to live long, she is now recovering well thanks to taking the herbal treatments and using free radical extraction (electron extraction) (also known as zapper) technique.</p>
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		<title>By: stuegreen</title>
		<link>http://wonkroom.thinkprogress.org/2008/04/01/elizabeth-responds/comment-page-1/#comment-1344</link>
		<dc:creator>stuegreen</dc:creator>
		<pubDate>Wed, 11 Jun 2008 07:36:05 +0000</pubDate>
		<guid isPermaLink="false">http://thinkprogress.org/wonkroom/2008/04/01/elizabeth-responds/#comment-1344</guid>
		<description>Who is going to extend medicare to everyone?  Barak Obama - no, John McCain - no, John Edwards, his plan wasn&#039;t to extend medicare to everyone, so who is going to do it.  This country is a long way from universal health care, and oh, by the way I am originally from Canada and believe that health care is the right of every person.  The fact that the US is the only western country without universal health care should be a national shame.

However, for Elizabeth Edwards to just criticize John McCain and not do anything, in my opinion is shameful.  Her husband backed Barak Obama who&#039;s health care plan is so far from univeral health care and what her husbands plan was (remember the debate when John Edwards was yelling at Barak Obama about this), that she should be ashamed.  At least I am proposing a viable solution that she, Elizabeth Edwards, can start today.  

The forest through the trees, who are you going to vote for?  Which presidential candidate, or congressman, or senator is calling for, and more importantly able to turn medicare into a universal health care plan for the country.  The fact is this is just not going to happen in the next 4 years, let alone the next 4 weeks, so let&#039;s stop talking about pie in the sky and talk about what real solutions can be brought to help the country.

It&#039;s so easy for everyone to criticize, enough is enough, let&#039;s get something done.</description>
		<content:encoded><![CDATA[<p>Who is going to extend medicare to everyone?  Barak Obama &#8211; no, John McCain &#8211; no, John Edwards, his plan wasn&#8217;t to extend medicare to everyone, so who is going to do it.  This country is a long way from universal health care, and oh, by the way I am originally from Canada and believe that health care is the right of every person.  The fact that the US is the only western country without universal health care should be a national shame.</p>
<p>However, for Elizabeth Edwards to just criticize John McCain and not do anything, in my opinion is shameful.  Her husband backed Barak Obama who&#8217;s health care plan is so far from univeral health care and what her husbands plan was (remember the debate when John Edwards was yelling at Barak Obama about this), that she should be ashamed.  At least I am proposing a viable solution that she, Elizabeth Edwards, can start today.  </p>
<p>The forest through the trees, who are you going to vote for?  Which presidential candidate, or congressman, or senator is calling for, and more importantly able to turn medicare into a universal health care plan for the country.  The fact is this is just not going to happen in the next 4 years, let alone the next 4 weeks, so let&#8217;s stop talking about pie in the sky and talk about what real solutions can be brought to help the country.</p>
<p>It&#8217;s so easy for everyone to criticize, enough is enough, let&#8217;s get something done.</p>
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		<title>By: Larry Ross</title>
		<link>http://wonkroom.thinkprogress.org/2008/04/01/elizabeth-responds/comment-page-1/#comment-1342</link>
		<dc:creator>Larry Ross</dc:creator>
		<pubDate>Tue, 10 Jun 2008 19:58:06 +0000</pubDate>
		<guid isPermaLink="false">http://thinkprogress.org/wonkroom/2008/04/01/elizabeth-responds/#comment-1342</guid>
		<description>Stuegreen has missed the forest for the trees.  We already have the non-profit health insurance company, with only a 2% administrative overhead (better than taking at least 20% out of each premium).  The plan is called Medicare, and it&#039;s worked well since its inception in the JFK years!  Let&#039;s include everyone, thereby distributing the costs to all age groups - and spreading the risks beyond social security recipients.
Larry Ross</description>
		<content:encoded><![CDATA[<p>Stuegreen has missed the forest for the trees.  We already have the non-profit health insurance company, with only a 2% administrative overhead (better than taking at least 20% out of each premium).  The plan is called Medicare, and it&#8217;s worked well since its inception in the JFK years!  Let&#8217;s include everyone, thereby distributing the costs to all age groups &#8211; and spreading the risks beyond social security recipients.<br />
Larry Ross</p>
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		<title>By: stuegreen</title>
		<link>http://wonkroom.thinkprogress.org/2008/04/01/elizabeth-responds/comment-page-1/#comment-1334</link>
		<dc:creator>stuegreen</dc:creator>
		<pubDate>Tue, 10 Jun 2008 17:55:11 +0000</pubDate>
		<guid isPermaLink="false">http://thinkprogress.org/wonkroom/2008/04/01/elizabeth-responds/#comment-1334</guid>
		<description>The answer is very simple. All that is required is that these wealthy people like the Edwards get together and start a non-profit heath insurance company.  If the product they offer is good, everyone will join, and since it is non-profit the premiums should be lower.  The doctors and and hospitals can all contribute to the charity via lower prices and not charging $25 for a bandaid, and everyone wins.  Stop talking about it Mrs. Edwards and start a non-profit health insurance company today.  Talk is easy and criticism is ever easier.  Do something with your wealth and power.  Show the rest of the country what leadership really is.  Let your husband be the CEO of the first non-profit health insurance company.  If you can make it work it would be a better way to serve the country than to even be President.</description>
		<content:encoded><![CDATA[<p>The answer is very simple. All that is required is that these wealthy people like the Edwards get together and start a non-profit heath insurance company.  If the product they offer is good, everyone will join, and since it is non-profit the premiums should be lower.  The doctors and and hospitals can all contribute to the charity via lower prices and not charging $25 for a bandaid, and everyone wins.  Stop talking about it Mrs. Edwards and start a non-profit health insurance company today.  Talk is easy and criticism is ever easier.  Do something with your wealth and power.  Show the rest of the country what leadership really is.  Let your husband be the CEO of the first non-profit health insurance company.  If you can make it work it would be a better way to serve the country than to even be President.</p>
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		<title>By: Larry Ross</title>
		<link>http://wonkroom.thinkprogress.org/2008/04/01/elizabeth-responds/comment-page-1/#comment-1326</link>
		<dc:creator>Larry Ross</dc:creator>
		<pubDate>Tue, 10 Jun 2008 17:21:26 +0000</pubDate>
		<guid isPermaLink="false">http://thinkprogress.org/wonkroom/2008/04/01/elizabeth-responds/#comment-1326</guid>
		<description>It&#039;s obscene that in this era of HMOs and private insurance companies as the primary vehicles of health care that individual stockholders and CEOs should derive a financial benefit by the visit of a patient to his physician.
Larry Ross</description>
		<content:encoded><![CDATA[<p>It&#8217;s obscene that in this era of HMOs and private insurance companies as the primary vehicles of health care that individual stockholders and CEOs should derive a financial benefit by the visit of a patient to his physician.<br />
Larry Ross</p>
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		<title>By: db33</title>
		<link>http://wonkroom.thinkprogress.org/2008/04/01/elizabeth-responds/comment-page-1/#comment-1318</link>
		<dc:creator>db33</dc:creator>
		<pubDate>Tue, 10 Jun 2008 08:35:11 +0000</pubDate>
		<guid isPermaLink="false">http://thinkprogress.org/wonkroom/2008/04/01/elizabeth-responds/#comment-1318</guid>
		<description>While I agree with what Mrs. Edwards has to say, I would like to offer some caution to those seeking to glorify the Canadian medical system. I have lived in Canada all my life and have experienced on multiple occasions the cracks in our system. Emergency rooms are understaffed, often times having the minimum number of doctors on call for weekends. The government treats nurses and hospital support staff with callus indignation. After receiving a referral from a family physician it can takes weeks to schedule an appointment with a specialist. The waiting list for cancer treatments, MRIs, and most surgeries are long and often lead to the deteriorating condition of the patient. 

The Canadian system has many problems. Politicians try to throw incremental amounts of money at it as a &#039;band-aid&#039; solution, knowing that eventually major reforms will have to be introduced. If the United States truly wants to fix the problems in their system, they&#039;ll be wise to learn from the lessons of our failed attempt at universal health care.</description>
		<content:encoded><![CDATA[<p>While I agree with what Mrs. Edwards has to say, I would like to offer some caution to those seeking to glorify the Canadian medical system. I have lived in Canada all my life and have experienced on multiple occasions the cracks in our system. Emergency rooms are understaffed, often times having the minimum number of doctors on call for weekends. The government treats nurses and hospital support staff with callus indignation. After receiving a referral from a family physician it can takes weeks to schedule an appointment with a specialist. The waiting list for cancer treatments, MRIs, and most surgeries are long and often lead to the deteriorating condition of the patient. </p>
<p>The Canadian system has many problems. Politicians try to throw incremental amounts of money at it as a &#8216;band-aid&#8217; solution, knowing that eventually major reforms will have to be introduced. If the United States truly wants to fix the problems in their system, they&#8217;ll be wise to learn from the lessons of our failed attempt at universal health care.</p>
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		<title>By: E. Q.</title>
		<link>http://wonkroom.thinkprogress.org/2008/04/01/elizabeth-responds/comment-page-1/#comment-1316</link>
		<dc:creator>E. Q.</dc:creator>
		<pubDate>Tue, 10 Jun 2008 04:30:55 +0000</pubDate>
		<guid isPermaLink="false">http://thinkprogress.org/wonkroom/2008/04/01/elizabeth-responds/#comment-1316</guid>
		<description>Congratulations on an excellent reply, Mrs. Edwards.  

I&#039;m sure there are more things you did not mention that could have been, for example the excellent quality of care in countries with single payer systems, like Canada.  I had the best medical experience of my life when I was up there one year and needed a hernia operation.  Easy, fast, blissful, and free.  More recently I hear that the Danes are the happiest nation on earth, and their health system is fully regulated.  

What do these countries know that we don&#039;t know?  We took a wrong turn many years back, and need people of your vision and Barack&#039;s to correct that path.  

On a personal note, you have my thoughts and prayers concerning your cancer.  Also,I worked for Robert Kennedy forty years ago, and I appreciate your husband&#039;s inclination to follow in his footsteps by becoming Attorney General.  I think he&#039;ll make a good one.  From the looks of your memo, he may be the second smartest member of your family in the Obama administration.</description>
		<content:encoded><![CDATA[<p>Congratulations on an excellent reply, Mrs. Edwards.  </p>
<p>I&#8217;m sure there are more things you did not mention that could have been, for example the excellent quality of care in countries with single payer systems, like Canada.  I had the best medical experience of my life when I was up there one year and needed a hernia operation.  Easy, fast, blissful, and free.  More recently I hear that the Danes are the happiest nation on earth, and their health system is fully regulated.  </p>
<p>What do these countries know that we don&#8217;t know?  We took a wrong turn many years back, and need people of your vision and Barack&#8217;s to correct that path.  </p>
<p>On a personal note, you have my thoughts and prayers concerning your cancer.  Also,I worked for Robert Kennedy forty years ago, and I appreciate your husband&#8217;s inclination to follow in his footsteps by becoming Attorney General.  I think he&#8217;ll make a good one.  From the looks of your memo, he may be the second smartest member of your family in the Obama administration.</p>
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		<title>By: pearlzwaan</title>
		<link>http://wonkroom.thinkprogress.org/2008/04/01/elizabeth-responds/comment-page-1/#comment-1312</link>
		<dc:creator>pearlzwaan</dc:creator>
		<pubDate>Mon, 09 Jun 2008 23:53:07 +0000</pubDate>
		<guid isPermaLink="false">http://thinkprogress.org/wonkroom/2008/04/01/elizabeth-responds/#comment-1312</guid>
		<description>The one thing they never mention when they talk about health care in America is our ridiculous Worker&#039;s Compensation system. Most people do not realize, I think, that when there is an injury at work that causes a temporary total disability leave from work the worker actually is forced to pay COBRA medical care fees that are often unaffordable on a worker&#039;s compensation disability check just to keep their regular health care plan that they enjoyed as a healthy worker. For the worker this means that you will have no health care for anything other than your injury while under the Worker&#039;s comp system. And, you won&#039;t get any care for the injury unless it is preauthorized by the insurance company handling your case. The whole system works on a 3D process: Delay, Deny, and Defend. First, they delay treatment hoping you will get better by yourself and this is to weed out the fraudulent cases. Next, your treatments are denied in hopes you will quit the case and go back to work where you can access your normal health plan for any problem unrelated to your work injury. Finally, you are forced to go to doctor after doctor for evaluations where you will be forced to defend your mental health in order to receive any compensation at all. No one ever mentions how injured workers are treated in the health care system but it is akin to what is happening to the veterans returning from war with PTSD and brain injuries. This is another argument for a single payer system that does not have to distinguish HOW and WHY you need medical care before it provides it. We have enormous potential being wasted in this country due to work-related injuries and a system that throws out injured workers instead of caring for them and retraining them to enter the workforce and be productive again. The insurance companies will have you believe that injured workers are trying to scam the system for a free paycheck but that is not even possible. Who wants a free paycheck that is at most 50% of your earnings before the injury with no benefits? It is the insurance companies that are scamming the system for profit, not the patients or the doctors (who they refuse to pay if they don&#039;t like the medical opinion they offer). So lets add Worker&#039;s Compensation to the argument for universal health care. We need to put &lt;strong&gt;&lt;em&gt;health &lt;/em&gt;&lt;/strong&gt;and &lt;strong&gt;&lt;em&gt;care &lt;/em&gt;&lt;/strong&gt;back into our medical system!</description>
		<content:encoded><![CDATA[<p>The one thing they never mention when they talk about health care in America is our ridiculous Worker&#8217;s Compensation system. Most people do not realize, I think, that when there is an injury at work that causes a temporary total disability leave from work the worker actually is forced to pay COBRA medical care fees that are often unaffordable on a worker&#8217;s compensation disability check just to keep their regular health care plan that they enjoyed as a healthy worker. For the worker this means that you will have no health care for anything other than your injury while under the Worker&#8217;s comp system. And, you won&#8217;t get any care for the injury unless it is preauthorized by the insurance company handling your case. The whole system works on a 3D process: Delay, Deny, and Defend. First, they delay treatment hoping you will get better by yourself and this is to weed out the fraudulent cases. Next, your treatments are denied in hopes you will quit the case and go back to work where you can access your normal health plan for any problem unrelated to your work injury. Finally, you are forced to go to doctor after doctor for evaluations where you will be forced to defend your mental health in order to receive any compensation at all. No one ever mentions how injured workers are treated in the health care system but it is akin to what is happening to the veterans returning from war with PTSD and brain injuries. This is another argument for a single payer system that does not have to distinguish HOW and WHY you need medical care before it provides it. We have enormous potential being wasted in this country due to work-related injuries and a system that throws out injured workers instead of caring for them and retraining them to enter the workforce and be productive again. The insurance companies will have you believe that injured workers are trying to scam the system for a free paycheck but that is not even possible. Who wants a free paycheck that is at most 50% of your earnings before the injury with no benefits? It is the insurance companies that are scamming the system for profit, not the patients or the doctors (who they refuse to pay if they don&#8217;t like the medical opinion they offer). So lets add Worker&#8217;s Compensation to the argument for universal health care. We need to put <strong><em>health </em></strong>and <strong><em>care </em></strong>back into our medical system!</p>
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		<title>By: MSGH</title>
		<link>http://wonkroom.thinkprogress.org/2008/04/01/elizabeth-responds/comment-page-1/#comment-1306</link>
		<dc:creator>MSGH</dc:creator>
		<pubDate>Mon, 09 Jun 2008 20:36:46 +0000</pubDate>
		<guid isPermaLink="false">http://thinkprogress.org/wonkroom/2008/04/01/elizabeth-responds/#comment-1306</guid>
		<description>edwcorey,

    What makes you think that people with healthy lifestyles never get sick or injured or die?  I have a healthy lifestyle; it didn&#039;t stop me from getting appendicitis, any more than it kept my husband from having asthma.</description>
		<content:encoded><![CDATA[<p>edwcorey,</p>
<p>    What makes you think that people with healthy lifestyles never get sick or injured or die?  I have a healthy lifestyle; it didn&#8217;t stop me from getting appendicitis, any more than it kept my husband from having asthma.</p>
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		<title>By: MSGH</title>
		<link>http://wonkroom.thinkprogress.org/2008/04/01/elizabeth-responds/comment-page-1/#comment-1304</link>
		<dc:creator>MSGH</dc:creator>
		<pubDate>Mon, 09 Jun 2008 20:30:32 +0000</pubDate>
		<guid isPermaLink="false">http://thinkprogress.org/wonkroom/2008/04/01/elizabeth-responds/#comment-1304</guid>
		<description>I&#039;m an American who moved to Canada in large part because of our national health care program--and am I ever glad I did.

    In the States, at the age of 18, I begged on the street for money for a doctor for my sick husband (several nice men offered to let me earn it).  He had a fever of 104 &amp; spiking.  A doctor told me on the phone not to take him to hospital; without health insurance, they wouldn&#039;t treat him, and with his fever, the cold outside might kill him.  A good Samaritan finally gave me the money (which I later repaid) to call a doctor from a house call service.

     Later, again in the States, I was in an HMO.  The co-pays were so high, I often waited to get medical care until I got paid at the end of the month; sometimes I was sicker by then.  I had a colleague who was suffering from severe depression, but she couldn&#039;t afford the very large co-pay for psychiatric care.  She finally got that care in a psych ward for several months (oh, and she lost her job, too).  In the same HMO, I had to get my provider&#039;s permission to call an ambulance, even in a life-threatening situation (as happened more than once when my husband had a severe asthma attack).

    In Canada, I don&#039;t have to worry that I or anyone else will ever have to beg for money for health care on the street.  I don&#039;t have to worry that I or anyone else will ever lack health care because of lack of money for a co-pay.  I don&#039;t have to worry that I or someone else may die waiting for approval for an ambulance.

    I pay for my health insurance.  Part of my taxes covers that, for me and for everyone, and I&#039;m glad to pay those taxes; they&#039;re a lot less than the amounts Americans are paying for health insurance, and everyone, not just me, is covered.  That&#039;s good for me, too.  I don&#039;t have to worry that some people in my community are public health disasters waiting to happen: reservoirs of untreated or half-treated communicable diseases that could create an epidemic under the wrong circumstances.  (Though I do worry about my proximity to such a potential disease pool in my neighbor, the US; disease doesn&#039;t observe national boundaries.)

    I have experienced health care under the private system in the US, under a dual public-private system in Britain, and under a purely public system here in Canada.  I can say I have had both the BEST care and the most affordable care here in Canada. If I want to change doctors, I can (without paying a fee, as in my US HMO).  If I want a second or even a third opinion, I don&#039;t have to worry about whether the insurance will pay for it; it will.  If I&#039;m ill, but not enough to need the emergency room, I can get in to see a doctor in a reasonable time: immediately if I&#039;m very ill, in a week if I just want a checkup.  If my doctor wants tests or an MRI, I just have them; I don&#039;t have to worry about whether the insurance will pay for it; it will.  Also, unlike Medicare or Medicaid recipients in the States, I don&#039;t have to worry that my care may be inferior to that given a person with more money; our system is for everyone.  My doctor also doesn&#039;t have to charge so much because he doesn&#039;t have to keep a large staff just to deal with all the paperwork generated by having to deal with several different insurance companies.

    Though I admire both Obama and Clinton for their efforts to reform the American health system, the only real answer to the problem is a national health care program.</description>
		<content:encoded><![CDATA[<p>I&#8217;m an American who moved to Canada in large part because of our national health care program&#8211;and am I ever glad I did.</p>
<p>    In the States, at the age of 18, I begged on the street for money for a doctor for my sick husband (several nice men offered to let me earn it).  He had a fever of 104 &amp; spiking.  A doctor told me on the phone not to take him to hospital; without health insurance, they wouldn&#8217;t treat him, and with his fever, the cold outside might kill him.  A good Samaritan finally gave me the money (which I later repaid) to call a doctor from a house call service.</p>
<p>     Later, again in the States, I was in an HMO.  The co-pays were so high, I often waited to get medical care until I got paid at the end of the month; sometimes I was sicker by then.  I had a colleague who was suffering from severe depression, but she couldn&#8217;t afford the very large co-pay for psychiatric care.  She finally got that care in a psych ward for several months (oh, and she lost her job, too).  In the same HMO, I had to get my provider&#8217;s permission to call an ambulance, even in a life-threatening situation (as happened more than once when my husband had a severe asthma attack).</p>
<p>    In Canada, I don&#8217;t have to worry that I or anyone else will ever have to beg for money for health care on the street.  I don&#8217;t have to worry that I or anyone else will ever lack health care because of lack of money for a co-pay.  I don&#8217;t have to worry that I or someone else may die waiting for approval for an ambulance.</p>
<p>    I pay for my health insurance.  Part of my taxes covers that, for me and for everyone, and I&#8217;m glad to pay those taxes; they&#8217;re a lot less than the amounts Americans are paying for health insurance, and everyone, not just me, is covered.  That&#8217;s good for me, too.  I don&#8217;t have to worry that some people in my community are public health disasters waiting to happen: reservoirs of untreated or half-treated communicable diseases that could create an epidemic under the wrong circumstances.  (Though I do worry about my proximity to such a potential disease pool in my neighbor, the US; disease doesn&#8217;t observe national boundaries.)</p>
<p>    I have experienced health care under the private system in the US, under a dual public-private system in Britain, and under a purely public system here in Canada.  I can say I have had both the BEST care and the most affordable care here in Canada. If I want to change doctors, I can (without paying a fee, as in my US HMO).  If I want a second or even a third opinion, I don&#8217;t have to worry about whether the insurance will pay for it; it will.  If I&#8217;m ill, but not enough to need the emergency room, I can get in to see a doctor in a reasonable time: immediately if I&#8217;m very ill, in a week if I just want a checkup.  If my doctor wants tests or an MRI, I just have them; I don&#8217;t have to worry about whether the insurance will pay for it; it will.  Also, unlike Medicare or Medicaid recipients in the States, I don&#8217;t have to worry that my care may be inferior to that given a person with more money; our system is for everyone.  My doctor also doesn&#8217;t have to charge so much because he doesn&#8217;t have to keep a large staff just to deal with all the paperwork generated by having to deal with several different insurance companies.</p>
<p>    Though I admire both Obama and Clinton for their efforts to reform the American health system, the only real answer to the problem is a national health care program.</p>
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		<title>By: edwcorey</title>
		<link>http://wonkroom.thinkprogress.org/2008/04/01/elizabeth-responds/comment-page-1/#comment-1302</link>
		<dc:creator>edwcorey</dc:creator>
		<pubDate>Mon, 09 Jun 2008 19:43:33 +0000</pubDate>
		<guid isPermaLink="false">http://thinkprogress.org/wonkroom/2008/04/01/elizabeth-responds/#comment-1302</guid>
		<description>Seems to me the country doesn&#039;t look at health care holistically, taking into account healthy diet, exercise, and good farming and grocery practices. With all the run-off from chemical fertilizers, growth hormones and antibiotics in meat animals, pharmaceutical-laced manure piling up around industrial meat growers, artificial food additives to appeal to the eye; sugar, salt and grease to flavor &quot;Happy Meals&quot;--no wonder people are sick. Why should the health-conscious subsidize the health insurance of fast-food gluttons or chip-chomping couch potatoes? Where&#039;s the incentive for preventive health care?</description>
		<content:encoded><![CDATA[<p>Seems to me the country doesn&#8217;t look at health care holistically, taking into account healthy diet, exercise, and good farming and grocery practices. With all the run-off from chemical fertilizers, growth hormones and antibiotics in meat animals, pharmaceutical-laced manure piling up around industrial meat growers, artificial food additives to appeal to the eye; sugar, salt and grease to flavor &#8220;Happy Meals&#8221;&#8211;no wonder people are sick. Why should the health-conscious subsidize the health insurance of fast-food gluttons or chip-chomping couch potatoes? Where&#8217;s the incentive for preventive health care?</p>
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		<title>By: tfunk</title>
		<link>http://wonkroom.thinkprogress.org/2008/04/01/elizabeth-responds/comment-page-1/#comment-856</link>
		<dc:creator>tfunk</dc:creator>
		<pubDate>Thu, 24 Apr 2008 20:37:45 +0000</pubDate>
		<guid isPermaLink="false">http://thinkprogress.org/wonkroom/2008/04/01/elizabeth-responds/#comment-856</guid>
		<description>I have read through all of the comments on this page to see if certain issues were addressed pertaining to what I feel are very big issues in healthcare reform. Bottom line is corporations should not be allowed to profit from people&#039;s illnesses or misfortunes.. especially those corporations involved with healthcare. 
 Elizabeth, as nogden3924 states, I am sure you probably could get health insurance.. with riders that exclude any treatments associated with any pre-existing conditions. The insurance companies can then associate other conditions that arise to your pre-existing condition and refuse to pay, leaving you with both higher premiums and the hospital bill.
 Then, there is the matter of hospitals. Do you realize that if a person does not have insurance, the hospitals charge significantly more for treatments? Do you realize that the staff in the hospitals have access to whether or not you have insurance and know the insurance companies name? It&#039;s usually found on the face page of the chart. Do you think it affects the quality of care a person receives from health care professionals and support staff? I can tell you that with some of them, it does.
 As stated earlier, many people without insurance use the Emergency Room as their primary care physician when they get sick. The emergency room gets backed up with these people. Usually, there is a long wait to get into a room, and another wait before the patient can be seen by the doctor.I can think of a few cases that I am aware of where it has delayed diagnosis and treatment, and the patient has died while waiting.
 I have also seen many elderly patients that had to make choices between having a roof over their head, food for their bellies, or life sustaining medications. They end up in the hospital frequently, costing medicare and taxpayers substantially more than if we would cover the cost of these medications in the first place. The pharmaceutical companies advertise that they will help with medications if someone cannot afford them, but many are excluded by unrealistically low living expense guidelines.
 There is also the issue of the nursing shortage. Corporate hospital administration&#039;s job is to realize a profit for the share-holders, which many times conflicts with the care of the patients. To realize a profit, administration will place unrealist expectations on the nurses, while the nurse is doing their best to expediate care on a priotiy basis, addressing patients and their families concerns, following the plan of care, expediate physicians orders, keeping costs down, and work hard to create the best outcome for the patient. Meanwhile, administration wants to realize a bigger profit, so they cut support staff, and increase the nurse/patient ratio.. never taking patient accuity into account. The burn-out rate in this profession is what feeds the never-ending shortage.  Many nurses want to unionize, fearing for the patient&#039;s safety because government officials either lack control of this situation, or like the rest of America, does not care unless it directly affects them. Corporate administration looks at numbers and profit, as is expected of them, while nurses care about the best possible outcome for their patients, as is also expected of them. They are not seeking the same goal.. so who pays the consequences? The patient.
 What goal would I like America to strive for? I would like to see national healthcare become a reality, for a start. I would much rather see the monies paid for insurance now go to equalize healthcare for all, and the profits used to pay off the national debt. America&#039;s taxpayers already pick up much of the expense of what the insurance companies refuse to pay, and in case people have not noticed, America is in trouble now because we have debts to repay. As long as we owe other countries, in reality, we cannot say America is the land of the free.</description>
		<content:encoded><![CDATA[<p>I have read through all of the comments on this page to see if certain issues were addressed pertaining to what I feel are very big issues in healthcare reform. Bottom line is corporations should not be allowed to profit from people&#8217;s illnesses or misfortunes.. especially those corporations involved with healthcare.<br />
 Elizabeth, as nogden3924 states, I am sure you probably could get health insurance.. with riders that exclude any treatments associated with any pre-existing conditions. The insurance companies can then associate other conditions that arise to your pre-existing condition and refuse to pay, leaving you with both higher premiums and the hospital bill.<br />
 Then, there is the matter of hospitals. Do you realize that if a person does not have insurance, the hospitals charge significantly more for treatments? Do you realize that the staff in the hospitals have access to whether or not you have insurance and know the insurance companies name? It&#8217;s usually found on the face page of the chart. Do you think it affects the quality of care a person receives from health care professionals and support staff? I can tell you that with some of them, it does.<br />
 As stated earlier, many people without insurance use the Emergency Room as their primary care physician when they get sick. The emergency room gets backed up with these people. Usually, there is a long wait to get into a room, and another wait before the patient can be seen by the doctor.I can think of a few cases that I am aware of where it has delayed diagnosis and treatment, and the patient has died while waiting.<br />
 I have also seen many elderly patients that had to make choices between having a roof over their head, food for their bellies, or life sustaining medications. They end up in the hospital frequently, costing medicare and taxpayers substantially more than if we would cover the cost of these medications in the first place. The pharmaceutical companies advertise that they will help with medications if someone cannot afford them, but many are excluded by unrealistically low living expense guidelines.<br />
 There is also the issue of the nursing shortage. Corporate hospital administration&#8217;s job is to realize a profit for the share-holders, which many times conflicts with the care of the patients. To realize a profit, administration will place unrealist expectations on the nurses, while the nurse is doing their best to expediate care on a priotiy basis, addressing patients and their families concerns, following the plan of care, expediate physicians orders, keeping costs down, and work hard to create the best outcome for the patient. Meanwhile, administration wants to realize a bigger profit, so they cut support staff, and increase the nurse/patient ratio.. never taking patient accuity into account. The burn-out rate in this profession is what feeds the never-ending shortage.  Many nurses want to unionize, fearing for the patient&#8217;s safety because government officials either lack control of this situation, or like the rest of America, does not care unless it directly affects them. Corporate administration looks at numbers and profit, as is expected of them, while nurses care about the best possible outcome for their patients, as is also expected of them. They are not seeking the same goal.. so who pays the consequences? The patient.<br />
 What goal would I like America to strive for? I would like to see national healthcare become a reality, for a start. I would much rather see the monies paid for insurance now go to equalize healthcare for all, and the profits used to pay off the national debt. America&#8217;s taxpayers already pick up much of the expense of what the insurance companies refuse to pay, and in case people have not noticed, America is in trouble now because we have debts to repay. As long as we owe other countries, in reality, we cannot say America is the land of the free.</p>
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		<title>By: The Man</title>
		<link>http://wonkroom.thinkprogress.org/2008/04/01/elizabeth-responds/comment-page-1/#comment-492</link>
		<dc:creator>The Man</dc:creator>
		<pubDate>Fri, 04 Apr 2008 02:32:07 +0000</pubDate>
		<guid isPermaLink="false">http://thinkprogress.org/wonkroom/2008/04/01/elizabeth-responds/#comment-492</guid>
		<description>The article by CNN makes a huge leap in corporate faith to rank McCains health plan over others. Somehow or another the CNN author believes that the $9,000 corporations currently pay to employees for health care benefits will be passed to the employee as salary. From the article:

&quot;Hence, an employer that pays $9,000 for your benefits would simply pack an extra $9,000 a year into your paycheck. (Why? Because in a competitive labor market, companies would have to hand over that cash to employees or risk losing them.)&quot;

What? This assumption is ridiculous! Take three hypothetical companies..CNN, MSNBC and FOX (please). If each is paying their high priced roving reporters $100,000, and providing identical health care benefits there is little monetary or health benefit incentive to change firms. Now under McCains plan the health care benefit is picked up by the government (saving the company $9,000) and the salary for the roving reporters remain the same. So whats the monetary incentive for an employee to leave any of the firms? So why would companies feel the meed to increase salaries by $9,000? 

The McCain plan simply puts $9,000 bucks into the pockets of employeers while at the same time removing any risks associated increasing health care costs...big business should love it!</description>
		<content:encoded><![CDATA[<p>The article by CNN makes a huge leap in corporate faith to rank McCains health plan over others. Somehow or another the CNN author believes that the $9,000 corporations currently pay to employees for health care benefits will be passed to the employee as salary. From the article:</p>
<p>&#8220;Hence, an employer that pays $9,000 for your benefits would simply pack an extra $9,000 a year into your paycheck. (Why? Because in a competitive labor market, companies would have to hand over that cash to employees or risk losing them.)&#8221;</p>
<p>What? This assumption is ridiculous! Take three hypothetical companies..CNN, MSNBC and FOX (please). If each is paying their high priced roving reporters $100,000, and providing identical health care benefits there is little monetary or health benefit incentive to change firms. Now under McCains plan the health care benefit is picked up by the government (saving the company $9,000) and the salary for the roving reporters remain the same. So whats the monetary incentive for an employee to leave any of the firms? So why would companies feel the meed to increase salaries by $9,000? </p>
<p>The McCain plan simply puts $9,000 bucks into the pockets of employeers while at the same time removing any risks associated increasing health care costs&#8230;big business should love it!</p>
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		<title>By: Batocchio</title>
		<link>http://wonkroom.thinkprogress.org/2008/04/01/elizabeth-responds/comment-page-1/#comment-490</link>
		<dc:creator>Batocchio</dc:creator>
		<pubDate>Thu, 03 Apr 2008 18:11:03 +0000</pubDate>
		<guid isPermaLink="false">http://thinkprogress.org/wonkroom/2008/04/01/elizabeth-responds/#comment-490</guid>
		<description>Very, very well put.  Please keep blogging and speaking out!</description>
		<content:encoded><![CDATA[<p>Very, very well put.  Please keep blogging and speaking out!</p>
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		<title>By: NOLIESPLEASE</title>
		<link>http://wonkroom.thinkprogress.org/2008/04/01/elizabeth-responds/comment-page-1/#comment-478</link>
		<dc:creator>NOLIESPLEASE</dc:creator>
		<pubDate>Wed, 02 Apr 2008 22:27:15 +0000</pubDate>
		<guid isPermaLink="false">http://thinkprogress.org/wonkroom/2008/04/01/elizabeth-responds/#comment-478</guid>
		<description>The one question that must be asked in the presidential debate is: Mr. McCain, would you mandate insurance companies to accept people with pre exsisting conditions? If the answer is no then follow up question; How do you propose to provide health care to people who have been turned down by the insurance companies? ANSEWER THAT DUMB ASS</description>
		<content:encoded><![CDATA[<p>The one question that must be asked in the presidential debate is: Mr. McCain, would you mandate insurance companies to accept people with pre exsisting conditions? If the answer is no then follow up question; How do you propose to provide health care to people who have been turned down by the insurance companies? ANSEWER THAT DUMB ASS</p>
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		<title>By: john saarikko</title>
		<link>http://wonkroom.thinkprogress.org/2008/04/01/elizabeth-responds/comment-page-1/#comment-476</link>
		<dc:creator>john saarikko</dc:creator>
		<pubDate>Wed, 02 Apr 2008 21:05:30 +0000</pubDate>
		<guid isPermaLink="false">http://thinkprogress.org/wonkroom/2008/04/01/elizabeth-responds/#comment-476</guid>
		<description>All you folks who are disgusted with the current so called &quot;system&quot; please go to my web site for a &quot;politically incorrect&quot; dissertation with comparison $$$$ with a system that works. If you like it - pass it on.
http://www.universalhealthcareinfousa.com</description>
		<content:encoded><![CDATA[<p>All you folks who are disgusted with the current so called &#8220;system&#8221; please go to my web site for a &#8220;politically incorrect&#8221; dissertation with comparison $$$$ with a system that works. If you like it &#8211; pass it on.<br />
<a href="http://www.universalhealthcareinfousa.com" rel="nofollow">http://www.universalhealthcareinfousa.com</a></p>
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		<title>By: nogden3929</title>
		<link>http://wonkroom.thinkprogress.org/2008/04/01/elizabeth-responds/comment-page-1/#comment-474</link>
		<dc:creator>nogden3929</dc:creator>
		<pubDate>Wed, 02 Apr 2008 21:03:47 +0000</pubDate>
		<guid isPermaLink="false">http://thinkprogress.org/wonkroom/2008/04/01/elizabeth-responds/#comment-474</guid>
		<description>Mrs. Edwards,

While you wait for Senator McCain’s response you would care to take a High School math class and spend a bit of time studying our system so you don’t make such foolish post? You clearly demonstrated you understand either McCain’s proposal, our present system nor common sense. Our system has fallen to it’s present level of unaccaptance mainly from the actions of politicians and individuals such as your self that have no idea what you are talking about. Next time you see Ted Kennedy ask him, for all of us, if he still believes we should all be covered by HMOs like he did when he supported the HMO Act of 1973, classic example of government ineptitude. 

Allow me to specifically address the fallacies in your thinking;

“Isn’t there competition today among insurance companies?”

No there is not, most markets only have 3-5 carriers to choose from. This is something you politicians can’t seem to grasp, a handful of companies in a market is not competition. Before politicians allowed the creation of a couple National Mega carriers there where dozens of carriers to choose from. Any insurance broker would tell you there is a shortage of competitive carriers. 10 years ago majority of employees with insurance had it through self funded plans. There was incredible competition in this market as it was regulated nationally and at any time you had 20-50 carriers to choose from. State and Federal governments have enacted laws to curtail self-funded and the market is now half what it use to be. I could write a book about the lack of competition and how we got there but your question is 100% wrong and we’ll leave it there for now.

“You must know when American families calculate the actual cost of health care, they have to include those deductibles and co-pays and not just the cost of the insurance. Are you talking about cheaper overall or just a cheap policy that doesn’t kick in until after thousands of dollars of deductibles have been paid?”

Mrs. Edwards you must know it cost a lot to process an insurance claim. The doctor needs to file a claim, the carrier needs to receive and process it, State Premium tax needs paid, postage and paper, it all adds up to 15-20% of the premium required to pay the claim. This is where high school math and logic come in. If you need $100 of medical services why would you choose to pay $125 in insurance premium or taxes to receive it? There is no free ride, over the course of years premium must equal or exceed claims. If you know your going to have $1000 in claims then you must expect to pay the premium to cover those claims. Why would American’s want to pay $1250 to run it through someone else when they could pay the doctor $1000 and be done? I do this every day for a living so I know what I am talking about. By purchasing  a high deductible you can save 20-50% in premium. 90% of the time I sell these plans the premium savings is more then enough to cover the additional liability. If American’s would all buy high deductible plans, like we had 1960-1980s, early 90s they could save 15-20% of their out of pocket cost. If we eliminated the inefficient plan designs brought to us by HMOs, thank you again congress, out total cost has decreased without any rationing of care or change in service. Why do you have a problem with this? Are you that concerned about the tax revenue or postage lost that you would mislead average Americans into thinking there is something wrong with those plans?

“We all live in the real world; those of us lucky enough to have health insurance have seen how insurers cut coverage and up co-pays or deny particular treatments.”

HMO’s behave in the manner you describe, Self Funded employer plans had much higher satisfaction and not nearly the rationing you complain about. With this fact in mind why has Congress and states diminished self-funded while pressing HMOs? HMOs did exactly what Congress created them to do. In order to control cost you must ration care, Congress didn’t want to be blamed for rationing care so they created HMOs and forced them on us. Now you complain because you got what you asked for? How many American’s know that Congress gave HMOs the money to start up in the 1970’s so there would be more of them and they could compete better with existing plans? How many of your sheep know that until the late 80s early 90s it was a Federal Law that employers over 25 lives offer an HMO? We know what government reform like yours looks like and we rejected it when we rebelled against HMOs.

“(I suspect that if they could, they would write obstetrical-only policies for nuns.)”

Bravo, great sound bite for the media to pick up. To those that know insurance it makes you look like a fool. How many nuns are there in America Mrs. Edwards? That doesn’t sound like much potential revenue for such a small group of people. This is where an economics class or a decent college education would really come in handy. Carriers make a small percent profit on revenue, around 6%. The more revenue the have the more profit they make. Contrary to your sound bite carriers want to write as much business as possible as long as they are allowed to charge a rate to cover the risk. This is where adverse selection and other problems come into play. In fact carriers love people with a health condition, they require more premium to cover their cost. This is why they also love foolish people that pay them $60 to cover a $48 routine exam. Millions of people are covered with cancer and millions change coverage every year. Where politicians and people such as your self like to run away with sob stories is the steps carriers are required to take to protect themselves from people gaming the system. With COBRA and HIPAA it’s near impossible to get sick, lose your coverage, and not be able to replace it. Where most sob stories come from our people that didn’t pay premium when they where healthy, got sick, and now want someone to pay the bill for them. Not quit as moving when your honest is it?

“Under your plan, Senator McCain, would any health insurer be required to sell you or me (or those like us with pre-existing conditions) a health insurance policy?:” 

I haven’t read McCain’s plan but I also haven’t heard any talk of repealing COBRA, HIPAA, Women’s Health, or HMO licensing, all of which make it possible for the sickest person in the world to purchase coverage. I would dare to say 100s of carriers would offer you coverage and depending on what you claimed as your residence you would have a choice of 2-3. 

About those strait answers Mrs. Edwards, isn’t it about time you offered some?</description>
		<content:encoded><![CDATA[<p>Mrs. Edwards,</p>
<p>While you wait for Senator McCain’s response you would care to take a High School math class and spend a bit of time studying our system so you don’t make such foolish post? You clearly demonstrated you understand either McCain’s proposal, our present system nor common sense. Our system has fallen to it’s present level of unaccaptance mainly from the actions of politicians and individuals such as your self that have no idea what you are talking about. Next time you see Ted Kennedy ask him, for all of us, if he still believes we should all be covered by HMOs like he did when he supported the HMO Act of 1973, classic example of government ineptitude. </p>
<p>Allow me to specifically address the fallacies in your thinking;</p>
<p>“Isn’t there competition today among insurance companies?”</p>
<p>No there is not, most markets only have 3-5 carriers to choose from. This is something you politicians can’t seem to grasp, a handful of companies in a market is not competition. Before politicians allowed the creation of a couple National Mega carriers there where dozens of carriers to choose from. Any insurance broker would tell you there is a shortage of competitive carriers. 10 years ago majority of employees with insurance had it through self funded plans. There was incredible competition in this market as it was regulated nationally and at any time you had 20-50 carriers to choose from. State and Federal governments have enacted laws to curtail self-funded and the market is now half what it use to be. I could write a book about the lack of competition and how we got there but your question is 100% wrong and we’ll leave it there for now.</p>
<p>“You must know when American families calculate the actual cost of health care, they have to include those deductibles and co-pays and not just the cost of the insurance. Are you talking about cheaper overall or just a cheap policy that doesn’t kick in until after thousands of dollars of deductibles have been paid?”</p>
<p>Mrs. Edwards you must know it cost a lot to process an insurance claim. The doctor needs to file a claim, the carrier needs to receive and process it, State Premium tax needs paid, postage and paper, it all adds up to 15-20% of the premium required to pay the claim. This is where high school math and logic come in. If you need $100 of medical services why would you choose to pay $125 in insurance premium or taxes to receive it? There is no free ride, over the course of years premium must equal or exceed claims. If you know your going to have $1000 in claims then you must expect to pay the premium to cover those claims. Why would American’s want to pay $1250 to run it through someone else when they could pay the doctor $1000 and be done? I do this every day for a living so I know what I am talking about. By purchasing  a high deductible you can save 20-50% in premium. 90% of the time I sell these plans the premium savings is more then enough to cover the additional liability. If American’s would all buy high deductible plans, like we had 1960-1980s, early 90s they could save 15-20% of their out of pocket cost. If we eliminated the inefficient plan designs brought to us by HMOs, thank you again congress, out total cost has decreased without any rationing of care or change in service. Why do you have a problem with this? Are you that concerned about the tax revenue or postage lost that you would mislead average Americans into thinking there is something wrong with those plans?</p>
<p>“We all live in the real world; those of us lucky enough to have health insurance have seen how insurers cut coverage and up co-pays or deny particular treatments.”</p>
<p>HMO’s behave in the manner you describe, Self Funded employer plans had much higher satisfaction and not nearly the rationing you complain about. With this fact in mind why has Congress and states diminished self-funded while pressing HMOs? HMOs did exactly what Congress created them to do. In order to control cost you must ration care, Congress didn’t want to be blamed for rationing care so they created HMOs and forced them on us. Now you complain because you got what you asked for? How many American’s know that Congress gave HMOs the money to start up in the 1970’s so there would be more of them and they could compete better with existing plans? How many of your sheep know that until the late 80s early 90s it was a Federal Law that employers over 25 lives offer an HMO? We know what government reform like yours looks like and we rejected it when we rebelled against HMOs.</p>
<p>“(I suspect that if they could, they would write obstetrical-only policies for nuns.)”</p>
<p>Bravo, great sound bite for the media to pick up. To those that know insurance it makes you look like a fool. How many nuns are there in America Mrs. Edwards? That doesn’t sound like much potential revenue for such a small group of people. This is where an economics class or a decent college education would really come in handy. Carriers make a small percent profit on revenue, around 6%. The more revenue the have the more profit they make. Contrary to your sound bite carriers want to write as much business as possible as long as they are allowed to charge a rate to cover the risk. This is where adverse selection and other problems come into play. In fact carriers love people with a health condition, they require more premium to cover their cost. This is why they also love foolish people that pay them $60 to cover a $48 routine exam. Millions of people are covered with cancer and millions change coverage every year. Where politicians and people such as your self like to run away with sob stories is the steps carriers are required to take to protect themselves from people gaming the system. With COBRA and HIPAA it’s near impossible to get sick, lose your coverage, and not be able to replace it. Where most sob stories come from our people that didn’t pay premium when they where healthy, got sick, and now want someone to pay the bill for them. Not quit as moving when your honest is it?</p>
<p>“Under your plan, Senator McCain, would any health insurer be required to sell you or me (or those like us with pre-existing conditions) a health insurance policy?:” </p>
<p>I haven’t read McCain’s plan but I also haven’t heard any talk of repealing COBRA, HIPAA, Women’s Health, or HMO licensing, all of which make it possible for the sickest person in the world to purchase coverage. I would dare to say 100s of carriers would offer you coverage and depending on what you claimed as your residence you would have a choice of 2-3. </p>
<p>About those strait answers Mrs. Edwards, isn’t it about time you offered some?</p>
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		<title>By: JoAnnCr</title>
		<link>http://wonkroom.thinkprogress.org/2008/04/01/elizabeth-responds/comment-page-1/#comment-458</link>
		<dc:creator>JoAnnCr</dc:creator>
		<pubDate>Wed, 02 Apr 2008 13:17:28 +0000</pubDate>
		<guid isPermaLink="false">http://thinkprogress.org/wonkroom/2008/04/01/elizabeth-responds/#comment-458</guid>
		<description>I live in Iowa so I have seen Elizabeth and John at perhaps 25 events. Each time they work through a crowd there are people who tell them of breast cancer and many have no insurance. The number of times a woman has collapsed into tears while talking with especially Elizabeth is too many for me. Certainly some were talking about foreclosure problems or other concerns but I am sure many were speaking to her about breast cancer.

It&#039;s the mark of a great leader to speak out for others even though secure themselves. Elizabeth Edwards is one of the great women of our time and I cherish the days I have spent with her as some of the true highlights of my life.</description>
		<content:encoded><![CDATA[<p>I live in Iowa so I have seen Elizabeth and John at perhaps 25 events. Each time they work through a crowd there are people who tell them of breast cancer and many have no insurance. The number of times a woman has collapsed into tears while talking with especially Elizabeth is too many for me. Certainly some were talking about foreclosure problems or other concerns but I am sure many were speaking to her about breast cancer.</p>
<p>It&#8217;s the mark of a great leader to speak out for others even though secure themselves. Elizabeth Edwards is one of the great women of our time and I cherish the days I have spent with her as some of the true highlights of my life.</p>
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		<title>By: PunditMom</title>
		<link>http://wonkroom.thinkprogress.org/2008/04/01/elizabeth-responds/comment-page-1/#comment-454</link>
		<dc:creator>PunditMom</dc:creator>
		<pubDate>Wed, 02 Apr 2008 13:01:03 +0000</pubDate>
		<guid isPermaLink="false">http://thinkprogress.org/wonkroom/2008/04/01/elizabeth-responds/#comment-454</guid>
		<description>Thank you so much for writing this.  I actually had just seen your remarks from over the weekend to health journalists and was so happy to see someone raising these issues and making them clear and understandable for the voters.</description>
		<content:encoded><![CDATA[<p>Thank you so much for writing this.  I actually had just seen your remarks from over the weekend to health journalists and was so happy to see someone raising these issues and making them clear and understandable for the voters.</p>
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		<title>By: Auguste</title>
		<link>http://wonkroom.thinkprogress.org/2008/04/01/elizabeth-responds/comment-page-1/#comment-450</link>
		<dc:creator>Auguste</dc:creator>
		<pubDate>Wed, 02 Apr 2008 06:34:15 +0000</pubDate>
		<guid isPermaLink="false">http://thinkprogress.org/wonkroom/2008/04/01/elizabeth-responds/#comment-450</guid>
		<description>&lt;blockquote&gt;Just a guess, but I’m fairly certain Mrs. Edwards can afford her own health care. So, she looks rather foolish applying this to herself. She can pay as she goes a thousand times over. &lt;/blockquote&gt;

The only fool here, davem, is you. To quote the article you supposedly just read:

&lt;blockquote&gt;I do understand exactly how devastating it will be to people who have the health conditions with which the Senator and I are confronted (melanoma for him, breast cancer for me) &lt;strong&gt;but do not have the financial resources we have&lt;/strong&gt;.&lt;/blockquote&gt;

Since in this country money equals access, thank God Ms. Edwards uses her access to argue for something which benefits any but the top 3% in this country. As far as I&#039;m concerned, your attempt to deflect from the truth of her editorial puts you squarely on the side of the health insurance oligarchy.</description>
		<content:encoded><![CDATA[<blockquote><p>Just a guess, but I’m fairly certain Mrs. Edwards can afford her own health care. So, she looks rather foolish applying this to herself. She can pay as she goes a thousand times over. </p></blockquote>
<p>The only fool here, davem, is you. To quote the article you supposedly just read:</p>
<blockquote><p>I do understand exactly how devastating it will be to people who have the health conditions with which the Senator and I are confronted (melanoma for him, breast cancer for me) <strong>but do not have the financial resources we have</strong>.</p></blockquote>
<p>Since in this country money equals access, thank God Ms. Edwards uses her access to argue for something which benefits any but the top 3% in this country. As far as I&#8217;m concerned, your attempt to deflect from the truth of her editorial puts you squarely on the side of the health insurance oligarchy.</p>
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